How to see pending deposit on chime

When you check your account on Chime, you'll see pending deposits. They usually appear when you're paid, but they may not show up immediately. Instead, they can take a few days to clear, so check back often to be sure. Once a deposit is in pending status, it can't be spent until it clears. But that doesn't mean that you can't spend it!

One of the most common reasons why Chime pending deposits is that the bank is processing them. This isn't an issue with all banks, though. If you're having trouble making a deposit, contact the bank that processed the payment. They can help you process your deposit. You can also try sending a money transfer in a different currency, such as Bitcoin. If you're having trouble sending or receiving money through your employer's website, you can send a message to Chime support.

So how do you see pending deposits on Chime? If you have a Chime account, you'll find that the pending deposit icon is gray, making it easy to see. This is where you'll find information on your upcoming transactions and statements. You can also find troubling deposits that have not been posted. Use the 'check' icon to view a previous statement or choose 'status' to download a statement to see the earliest deposits.

Once you've received your Chime direct deposits , you should see them on the indicated date on your Chime account. For example, if the deposits were made on a Friday, they might not show up until Monday. If this is the case, check the pending deposit status in the online application or your email. You can also set up push notifications if you are running low on funds.

If you want to cancel Chime pending transaction, you need to locate the notification on your phone. Then, tap it and confirm the cancellation. If the pending transaction has already been processed, you can contact the company's customer service to cancel it. But you need to know that you cannot cancel a recurring payment in the app. As such, you should contact the company before proceeding.

You can check Chime Pending Deposits in the ‘Statements’. The pending deposits appear as gray color text in the list.

Are you waiting for your deposits to arrive in Chime? Do you want to know what time does chime direct deposit hit? Does Chime work on holidays?

If these are your questions, we have got the answers.

In this post, we have explained how to check pending deposits on Chime. You will also get to know how to get paid early, Chime bank holidays list, and more.

So, let’s get started.

Chime is a financial technology company that provides free mobile banking services. Chime is owned by The Bancorp Bank or Central National Bank. Users who open their Chime account can get a visa debit card and access their account via Chime’s website or its App. Chime had 8 million users as of February 2020.

Does Chime show pending deposits

Yes, Chime shows pending deposits on both Chime website and app. Simply go to the ‘Statements’ tab and your will see pending deposits and amounts. Gray colored text means the direct deposit is pending, whereas, green color shows the deposit has arrived.

How to check pending deposit on Chime

To begin with, simply head over to chime.com on your device from any internet browser.

Now, click on the ‘Login’  button present in the top right on the displaying screen.

Here, enter your Chime credentials like your username and password and log in to your Chime online banking account.

Once you are logged in, give a check at the bar present in the left corner of the screen and then select the option ‘Statement’.

Now, on this screen, your previous statements (monthly), at least back to 60 days.

In the next step, hit the button on ‘Download’ to save the monthly statement on your device.

Try to locate the pending deposit Chime on which you are troubled.

You can also indicate the date to check statements that plunge in that certain period of time.

Check Chime pending deposits on mobile app

From the home screen of your Chime mobile app, you can see the details of the transaction and deposits.

• If the color of the amount is gray its mean transaction is pending.
• If the color is green it means your transaction or deposit is completed.
• If the color of your transaction is black, it means the money you have withdrawn.

Note: Chime observes all federal and bank holidays. So on these days, banks are unable to process deposits which may delay the arrival of a direct deficit until the next day. 

Below is how do bank holidays affect Chime direct deposits.

How do bank holidays affect Chime direct deposits?

In the 2022 calendar year, Chime observes the following holidays.

Chime Bank Holidays 2022

What time does Chime direct deposit hit

Chime direct deposit hit your account by 9:00 AM Eastern Time. However, it is mainly dependent on your employer or your deposit provider and their bank.

If your employer deposits your paycheck quickly and the bank also processes things fast, you can get your direct deposit up to 2 days early with Chime.

Chime does not hold direct deposits. Your money will transfer to your account immediately when Chime receives it. Be sure to turn on push notifications in the Chime app to receive an alert when you get paid early or as soon as your paycheck arrives.

Note: The first direct deposit on Chime takes time and is slower than following direct deposits.

So, if you are waiting for your first direct deposit, then it will take longer than usual.

Does Chime pay 2 days early

Yes, you can receive your direct deposit payments up to 2 days early on Chime. But it depends on how fast your employer and their bank process funds.

Well, in order to receive your direct deposits, you will need to set up get paid early on Chime. Follow the steps below to set up get paid early with Chime.

How to get paid early with Chime (Setup early direct deposits with Chime)

Step 1: Log in to your Chime Account

Log in to your Chime account via the online banking platform or the mobile app.

Step 2: Select ‘Move Money’

Select the “Move Money” option to get your Chime routing number and account number.

Alternatively, you can get a pre-filled direct deposit form by doing one of the following:

• In the mobile app, tap “Move Money,” followed by “Direct Deposit” and “Email me a pre-filled direct deposit form.”
• On the website, select “Print” or “Download.”

Step 3: Provide Your Information to your Payroll Provider

Give this information to your employer or payroll provider.

So, that’s it. You can confirm with your payroll provider to ensure that they have set up direct deposit.

SEE ALSO: How to get Metal Chime Card

FAQs

1. Does your first direct deposit with chime come 2 days early?

No, Your first direct deposit with Chime will not arrive two days early. However, your future direct deposits can arrive 2 days early if you have set up the early deposits on your Chime account with your employer.

2. Does Chime deposit on weekends?

No, Chime do not direct deposit on Weekends. Chime only works on the weekdays, i.e., Monday through Friday.

Banks do not work on weekends, so if your direct deposit was supposed to arrive on Saturday or Sunday then it should arrive on the next working day, i.e, on Monday or next business day.

3. Can you see pending deposits on Chime?

Yes, you can see pending deposits on Chime. Log in to your account and go to the ‘Statements’ tab. There the pending deposits will appear in the gray color text, whereas, the green color signifies that the deposit has arrived.

4. What time does Chime direct deposit hit on Wednesday?

Chime direct deposit hit on Wednesday by 9 AM EST (Eastern Time) if it is not recognised as a public holiday. Chime direct deposit hit by 9 AM EST on Monday, Tuesday, Wednesday, Thursday, and Friday.

Everyone likes to get paid early, no matter who you are, an employee, an independent contractor, or someone else.

Using Chime’s direct deposit feature, you can get your paychecks up to 2 days early and have greater control over your money without hustling with paper checks.

So, that’s all for now. I hope you have got all your answers regarding the direct deposits on Chime. If you have any further questions, do let us know in the comments section.

Further Reading:

How to apply for Chime credit builder card replacement

How to link Cash App to Chime & Transfer Money

How to Unsuspend my Chime account (Reopen Now)

Ankit Karmokar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.